Loan Application - Home Savings

Use the tabs below to navigate and complete as much of the loan application as you'd like.

Application Type

What type of mortgage would you like to apply for?

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Co-Borrower

Is there a coborrower for this loan application?

Credit Authorization

As part of the loan application process, Home Savings will need to obtain a copy of your credit report?

Privacy Policy

The privacy policy for Home Savings can be found at https://www.homesavings.com/privacy-security.aspx.

Borrower Info

What is the contact information and details for this borrower?

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Borrower Present Address

What is the present address for this borrower?

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Borrower Previous Address

What is the previous address for this borrower? (if less than 2 years at present address)

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Borrower Additional Income

Enter borrower income here that is not employment related income. (enter amounts annually)

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Borrower Current Primary Housing Expenses

Enter the current monthly primary housing expenses for this borrower.

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Property Details

What are the property details?

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Property Expenses

What are the annual property expenses?

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Borrower Current Employer

Current employer information.

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Borrower Previous or Second Employer

Previous/second employer information.

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Assets

Add Asset

Enter borrower assets for this loan application.

Borrower
Asset Name
Type
Cash Value
No assets defined for this loan application. Click the 'Add Asset' button to add an asset.
      

Liabilities

Add Liability

Enter borrower liabilities here for this loan application.

Borrower
Name
Type
Balance
Payment
No liabilities defined for this loan application. Click the 'Add Liability' button to add a liability.
       

Real Estate Owned

Add REO

Enter borrower owned real estate.

Owner
Address
City
State
Zip
Market Value
No real estate owned defined for this loan application. Click the 'Add REO' button to add a REO.
        

Borrower Declarations

Declaration question answers.

a.) Are there any outstanding judgements against you?
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b.) Have you ever declared bankruptcy within the past 7 years?
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c.) Have you ever had property foreclosed upon or given title or deed in lieu thereof in the past 7 years?
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d.) Are you a party to a lawsuit?
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e.) Have you directly or indirectly been obligated on any loan which resulted in foreclosure, transfer in lieu of foreclosure, or judgement?
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f.) Are you presently delinquent or in default on any Federal debt or any other loan, mortgage, financial obligation, bond or loan guarantee?
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g.) Are you obligated to pay alimony, child support or separate maintenance?
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h.) Is any part of the down payment borrowed?
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i.) Are you a co-maker or endorser on a note?
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j.) Are you a US citizen?
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k.) Are you a permanent resident alien?
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l.) Do you intend to occupy the property as your primary residence?
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m.) Have you had an ownership interest in any property in the last 3 years?
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m1.) If yes, what type of propery did you own - principal residence (PR), second home (SH), or investment property (IP)?
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m2.) If yes, how did you hold title - solely by yourself (S), jointly with your spouse (SP), or jointly with another person (O)?
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Submit Application

When you are ready to submit your loan application click the 'Submit Application' button.

Your data will not be saved until you submit the application.

Bold fields are required.

The security of your data is extremely important to us. Your application is transmitted using 256 bit SSL encryption. In addition, we have both hardware and software protection in place.